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Student Health Insurance NC

student health insurance ncIn North Carolina, college students are required to have proof of health insurance, either through their university, their parents or a private provider.  In March of 2012, the Affordable Care Act (ACA) mandated that all colleges/universities implement the following regulations for student health insurance NC plans beginning July 1, 2012 or later. 

  • Preventive benefits at no out of pocket cost to students
  • A prescription plan with no maximum
  • At least $100,000 of coverage maximum per illness or injury

These plan enhancing requirements may drive up the costs of the university provided insurance plans.  With the rising costs associated with budgeting for college attendance, student health insurance NC should not be an area that puts a financial strain on the student/families.  Many students may find that they would be better off with a lower cost policy for hospitalization and paying for more services out of pocket.  The students may also see that they would like to flexibility to have their medical plan designed to meet certain needs. The staff at The Paragon Group will provide a cost analysis to ensure that the right plan is put in place for our student clients.

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5725 Oleander Drive
Suite D4
Wilmington, NC

  • Family and Individual Insurance
  • Group Insurance
  • Student Health
  • Dental

Individual and Family health insurance plans provide long-term protection and comprehensive medical coverage for you and your family.

Group health insurance is employer-sponsored health coverage for business owners, employees and often for dependents.

Paragon Group in North Carolina provides health savings account plans. A health savings account (HSA) is a tax-advantaged medical savings account available to taxpayers in the United States who are enrolled in a High Deductible Health Plan (HDHP). The funds contributed to the account are not subject to federal income tax at the time of deposit.

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Paragon Group in North Carolina offers a variety of dental insurance plans. Some plans provide extensive coverage and will cost more at the time services are required. Other plans can be tailor made to cover specific types of coverage, including orthodontia, oral surgery, or dental implants. Family, individual or group polices are available.

A few things to consider when reviewing your dental insurance needs:

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